True Story – My Insurance Carrier Applied a “War Exclusion” to Deny My Cyber Claim

January 24, 2019 You heard that correctly. Mondelez International recently filed a complaint in Illinois alleging that Zurich American Insurance Company denied coverage for a malicious cyber incident pursuant to a war exclusion that was previously only used in times of hostile conflicts. Complaint, Mondelez Int’l, Inc. v. Zurich Am. Ins. Co., No. 2018-L-011008 (Cook […]

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Cyber Insurance Carrier Unable to Avoid Coverage by Claiming “False Pretense Exclusion”

January 7, 2019 Insurance companies continue to assert coverage exclusions incorporated into their cyber insurance policies in an attempt to avoid providing coverage to their insureds. The latest example to be adjudicated is the “False Pretense Exclusion” that appears in insurance policies issued or underwritten by Sentinel Insurance Company. Rainforest Chocolate, LLC v. Sentinel Ins. […]

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Is That Really Your Client E-mailing You?

August 14, 2018 I received an e-mail late last Friday afternoon. It was the end of the week and the end of the day, and truth be told, I was trying to get out of the office for the weekend. The e-mail came from a firm client, was sent with “High Importance,” and included the […]

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Do the Risks of Outsourcing Your I.T. Outweigh the Rewards?

August 8, 2018 Corporations can realize significant savings by contracting for offshore technology assistance, but you must ensure that the associated risks do not outweigh the savings.

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